Does Your Roof Have Hail Damage in St. John, Missouri?
Parts of St. Louis County had hail damage recently. Hail can destroy roofs, though sometimes it's tough to see the damage, but it often leads to early roof failure. Most insurance policies do cover hail damage, and you may be able to get a brand new roof for the cost of your insurance deductible (instead of $15,000 - $40,000 or more). Maybe you don't know how to file an insurance claim, or whether you have hail damage. Cook Roofing can help with both of those things. We have lots of experience helping homeowners just like you get a new roof under a hail damage insurance claim. We are experienced in spotting hail damage that sometimes insurance adjusters miss, or ignore. So call us to come out and have a look at your roof. If you have damage, we'll tell you, and show you, and if you haven't filed a claim, we'll make sure you understand how to do that. We'll write up a fair contract for repair or replacement, contingent on insurance paying for the work.
Commercial Roofing
Cook Roofing Company has extensive background and experience in commercial construction. Whether you just need a flat roof on a shopping center in the St. John area, or standing seam metal roofing on your church sanctuary, or even asphalt shingles on your apartment complex, we should be your first call
Residential Roofing
From laminated shingles, tile roofing, metal roof replacement or standing seam metal roof repairs, we can handle all your roofing needs in St. John. Find out more about residential roofing by clicking, or call at (417) 334-4238
Insurance Claims
If you've got storm damage in St. John, Missouri, we work with all insurance companies, providing a thorough, insurance compliant estimate to get you full value for a roof we can back with our lifetime warranty.
Roof Replacement
Whether your roof is old or you've got storm damage, if you're considering roof replacement you should call us at {iss_phone_number]. We back all our work with a lifetime workmanship warranty.
Metal Roof
We install all metal roof types, from standing seam, to R panel, to stone coated metal shingles. Call today to see how we can replace or upgrade your roof in St. John, MO.
Roof Estimates
Contact our experienced roofers for a free roof estimate in St. John, Missouri at (417) 334-4238, backed by our lifetime workmanship warranty.
Will Insurance Pay for Your Hail Damaged Roof in St. John If Your Roof Was Old?
If your insurance policy covers hail damage, then at least some of the repair costs will be covered. If your policy is "ACV" (Actual Cash Value), then the adjuster will deduct money for the depreciation of the roof (it loses value over time due to wear and tear). If your policy has "RCV" (Replacement Cost Value), then you'll get a check without the depreciation, but when your roof is replaced, they will send the depreciation in a second check. That is for the roofing company, but you'll get a brand new roof for the cost of your deductible. It doesn't matter if your roof was old and falling apart, if it was covered for hail at the time of the hail storm, then it was covered. This isn't insurance coverage advice, we're just roofing contractors, but many people have this idea that if their roof was in bad shape before the storm, it's going to cost them a lot of money. Generally speaking, that's not how it works. Give us a call, and we can help you figure out what it will take to get your roof replaced in St. John.
Suppose the adjuster says there was no hail damage.
Hail damage can be difficult to spot. We will check for "bruised" shingles and show you the subtle signs of hail, but sometimes it's a trained eye that makes all the difference in knowing if your roof has been damaged by hailstones or not. If we find something wrong with your home's exterior after a storm, we'll make sure an insurance adjuster comes out to assess any claims on site so they don't have reason to deny them later!
Even when there is no obvious sign of work needed following storms like these, often times people are unhappy realizing their property was impacted as well- the damage hidden from view until exposed under close inspection.
Questions or Concerns For Us? Call Today (417) 334-4238
FAQ
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